The first step in the home-buying process in Connecticut is to determine your budget and obtain pre-approval for a mortgage if you plan to finance the purchase. You will need your financial documents, such as pay stubs, tax returns, and bank statements, to prove your income and creditworthiness. You can then contact lenders to apply for a mortgage and get pre-approved for a certain loan amount.

Once you have your budget and pre-approval in hand, you can start looking for homes that fit your criteria. This can be done by working with a Big Dreams Realty real estate agent who specializes in the Connecticut housing market. Your real estate agent can help you narrow down your search based on factors like location, price, size, and amenities.

Once you find a home you like, it’s time to make an offer. We will draft a purchase agreement contract that outlines the terms of the offer, including the purchase price, contingencies, and proposed closing date. The seller can accept, reject, or counter your offer, and we will handle any or all negotiations on your behalf.

Once the offer is accepted, you will need to have the home inspected and appraised. The inspection is conducted by a professional home inspector who will look for any issues or problems with the home, such as structural defects or plumbing issues. Any important repairs needed on the home can be negotiated between the buyer and seller. The appraisal is done by a licensed appraiser who will determine the fair market value of the home to ensure that the purchase price is correct.

Finally, you will need to go through the closing process, which involves signing a lot of paperwork and paying closing costs and fees. This is typically done at the buyer’s attorney's office, and the attorney will walk the